Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spenser 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while M&S once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencers, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Besides Marks & Spenser Motor Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spensers purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

North Coast Pure Cotton Dobby Check Shirt, at M & S
Stylishly smart casual, this short sleeve dobby check shirt is made from pure cotton so it feels soft and comfortable to wear

Vegetarian Bible Cook Book, at Marks&Spencer
Savour the exciting flavours of fresh vegetables all year round with this exciting collection of meat-free recipes from around the world. You'll find inspiration for snacks, starters, suppers and salads that will appeal to vegetarians and carnivores alike. This inspiring new title transports traditional vegetarian cookery into the twenty-first century, with recipes celebrating the diverse produce that is readily available. Eating a variety of foods every day is the key to good health, and these recipes help you along the road to well-being with beautifully photographed, tempting food that appeals to the eyes as well as the palate. The Vegetarian Bible is an indispensable guide to a healthy and delicious way of enjoying a vegetarian diet

Stainless Steel Mini Tongs, at Marks&Spencer
Stainless steel design, Manufacturer: Marks & Spencer

3 Pairs of Assorted Design Knee High Socks, at Marks and Spencer
Treat your legs to a touch of style. These assorted design knee high socks have a durable reinforced design to keep them looking good, wear after wear

Older Boys' Wrap Around Flame Sunglasses, at Marks & Spenser
Fashionable and fab, these wrap around sunglasses with a flame pattern give 100% UV protection for safer style in the sun

Classic Collection Leaf Print Brocade Blouse, at M+S
Feminine and pretty, this leaf print blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Cotton Blend Dora the Explorer Bedset, at MarksandSpencer
3 part set Includes single duvet cover, pillowase and printed bag Dora the explorer print 2007 Viacom International Inc Co-ordinate with 50/50 lilac plain dye sheets and pillowcases strokes T352101F,T352101S,T352101P,T352101V, Manufacturer: Marks & Spencer

Lichfield Extending Dining Table & 6 Alton Antiqued-Leather Chairs Set, at Marks n Spencer
Dining table:H75 x W95.5 x L145cm (H29.3 x W37.2 x L56.6in ) Extends to seat 8 using the spare central leaf stored beneath the table top Chair:H99 x W46 x D56cm, Seat: H48cm Chairs crafted from solid European oak with antique leather Table made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Footglove™ Widefit Round Toe Shoes, at Marks & Spenser
Round toe Buckle fastening Stitch detail Mid heel

Limited Collection Cotton Rich Spot Vest & Shorts Set, at Marks & Spencer
Fabulous and modern, this vest and shorts set is part of our Limited Collection lingerie. Theyre made from soft stretch cotton and designed to fit and flatter. Casual, contemporary fashion

2 Easycare Long Sleeve Striped Shirts, at Marks & Spensers
Smart and stylish, this pack of 2 long sleeve easycare shirts is great value. An ideal choice for everyday wear

Performance Bootleg Trousers, at Marks and Spencer
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

M&S 2200W Watt Steam Iron, at Marks n Spencer
1850 - 2200 watt Variable steam Easy-glide stainless steel soleplate Dry/steam ironing Anti-drip and anti-scale Auto shut off Soft grip handle 300ml transparent water reservoir 360 degree swivel cord Dimensions: H28cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Maxim Large Mug, at Marks & Spensers
Height 12cm Pure white porcelain Suitable for everyday use, Manufacturer: Marks & Spencer

Autograph Milan Soap Dish, at Marks and Spencer
Dipped centre Wall mounted Approx size: W10.6 x L7 x D1.3cm, Manufacturer: Marks & Spencer

M&S Twin DECT Ergonomic Cordless Phones with Answering Machine, at Marks & Spenser
DECT - Digitally enhanced cordless phones provide crystal clear sound quality, increased talk time and range coupled with increased security Ergonomic design White, backlit inverse display Backlit keypad Phone book - stores 50 names and numbers Talk time - up to 9 hours with 100 hours standby Speakerphone - talk hands-free Caller display - identify your caller before answering Built-in digital answering machine with up to 15 minutes recording time iShare - access the answer machine from any handset Ringer melodies - choose from 10 different options Message counter display on base M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Flock Letters Son Card, at Marks & Spenser
Cover text: Happy birthday son Inside message: Blank for your own message Approx size: 150mm x 150mm

Easycare Long Sleeve Fine Hairline Stripe Shirt, at Marks & Spencers
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

Classic Collection Stripe Trousers, at Marks & Spencer
Smart and stylish, these straight leg trousers are designed for a flattering, comfortable fit and a polished look. They make the perfect match for fashionable jackets, blouses and knitwear

Cecily's Garden 50th Card, at Marks & Spencers
Cover text: 50 Happy Birthday Inside message: Blank for your own message Approx size: 230 x 114mm

Single Breasted Water Repellent Mac, at Marks & Spencer
Fashionable and practical, the mid calf length mac is a wardrobe essential this season. This version in a water resistant easycare fabric features a modern buckle belt

Nostalgic Photograph 100th Birthday Card, at Marks & Spencer
Cover text: Congratulations... 100... and you've still got a spring in your step! Inside message: Happy Birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Knee Length Transformers Swim Shorts, at Marks & Spensers
Fun and fashionable, these lined swim shorts fit comfortably and securely. The Transformers design adds a fab finishing touch

Blue Harbour Stormwear™ 3 in 1 Hooded Fleece Jacket, at Marks & Spensers
Stylish and innovative, this Blue Harbour 3 in 1 fleece jacket is treated with Stormwear™ technology, a breathable finish that repels water and stains

Pure Silk Textured Circles Tie, at Marks & Spencer
Add a luxurious finishing touch with this contemporary textured circles tie in pure silk

Per Una Styled Organic Cotton Floral Brodery Padded Bra, at Mark & Spencers
Feminine and delicate, this bra is beautifully embellished with floral embroidery. It's underwired for extra support and the padded plunge style gives an enhanced shape. Pretty everyday fashion

Heart Lined Moccasin Slippers, at Mark's & Spencer
Relax in style and comfort in these soft, hardwearing moccasin slippers featuring heart print lining. Machine washable for added convenience

Play Toolbox, at Marks and Spencer
Suitable for ages 3+ Box contains: a ruler, saw, plier, spanner, screwdriver & a hammer Imaginative play This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Sicilia Bianco 2007 - Case of 12, at Mark's & Spencer
Style: Dry Grape variety: Mixed White Country of origin: Italy Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Cotton Rich 3/4 Sleeve Slash Neck Jumper, at MarksandSpencer
Contemporary and casual, this 3/4 sleeve jumper is made with cool comfortable cotton and features a slash neck for a fashionable look

When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."