When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Mark & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks&Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make M & S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Maternity Bodysensor™ 40 Denier Appearance Tights, at Marks & Spencer
Our maternity tights have been made with special shaped panels, which gently cradle your bump as it gets bigger. Don't worry about sizing either - we've adjusted the tights to take your growth into account, so you can just buy your normal tight size

Safe Sun Lobster Swimwear, at Mark & Spencers
Play it safe with this cute sunsuit and desert cap set. It is designed for good coverage while the comfy stretch fabric lets him run around freely

Leather Hip Coin & ID Wallet, at Marks&Spencer
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins

Limited Collection Faux Fur Cuff Ankle Boots, at Mark's & Spencer
Round toe Faux fur cuff design Ankle high Pull on High heel Heel height: 99mm

Cool Soft Pure Cotton 7.5 Tog Duvet, at Marks & Spenser
Naturally breatheable 7.5 tog Use all year round, Manufacturer: Marks & Spencer

Pure Cotton Check Pyjama Bottoms, at Marks and Spencer
Fashionable and practical, these check pyjama bottoms are made from soft breathable cotton for a comfortable night's sleep

UEFA EURO 08 PC Game, at Mark & Spensers
UEFA EURO 2008 features stunning visual representations of the world's best players, playing in a more accessible, faster-paced and responsive version of the market-leading EA SPORTS football engine, and all of the teams and official stadiums that will be part of UEFA EURO 2008. Take on the challenge of leading one of over 50 European national teams to glory as UEFA EURO 2008 recreates all of the drama and excitement of the official tournament in Austria and Switzerland. Play as your favourite country from qualification right through to a virtual reproduction of the championship tournament

Triple Layer Cappuccino Cake, at Marks & Spensers
14 pre-cut slices Serves 14 Ready to eat 1.9kg Not suitable for nut allergy sufferers Suitable for vegetarians Comes in a box suitable for storing the cake before serving As featured on page 52 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Stripe Bedset, at Mark & Spencers
3 part set Stripe and star design Set includes single duvet cover, 1 pillowcase and a printed bag, Manufacturer: Marks & Spencer

Easycare Long Sleeve Satin Stripe Shirt, at Marks & Spencers
Woven in a no-fuss easycare fabric, long sleeves and double button cuffs add a smart focus to your office look. A practical and convenient choice for everyday wear

Cotton Rich Low Rise Plain Shorts, at Marks n Spencer
Low rise shorts are perfect for wearing with hipster styles and these stylish cotton rich shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

Collezione Pure Wool Single Pleat Stripe Trousers, at Marks and Spencers
Add a smart dimension to your formal wardrobe with these single pleat trousers. Allowing for more hip room, they provide a clean, crisp and well turned out look

Classic Duckling Birth Announcement - Pack of Ten, at Marks and Spencers
Cover Text: New baby Inside Message: Would like to announce the birth of . . . . . .,A new arrival . . . . . . , On . . . ., Time . . . ., Weighing Pack Contains: 10 cards, 1 design Approx Size: 120 mm x 120 mm

Samsung 19'' LE19B450 HD Ready LCD TV, at Mark's & Spencer
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: 19" Widescreen LCD TV, 1366 x 768 resolution Contrast Ratios: 5000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W477.1 x H65.5 x D326.9mm (without stand) W477.1 x D180.2 x H374mm (with stand) Weight: 4.8kg (with stand), 4.2kg (without stand) SRS TruSurround HD: For enhanced surround sound effect Connectors: 1 x HDMI, 1 x composite (AV), 1 x PC input (D-sub), 1 x RF input, 1x headphone, 1x scart DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Clear Panel Prevents glare to keep images clean and clear M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial This product is not available for international delivery. Find out more Use wall mount

Pure Cotton Mock Layer Comic Print Top, at Marks & Spencers
Fun and fashionable, this long sleeve top in soft cotton features a comic print. A practical easycare style

Pure Cotton Gem Buckle Captain Hat, at M&S
Keep ahead of the trends with this contemporary gem buckle sunhat, an essential look for style in the sun

Autograph Noire Eau De Toilette, at Marks & Spensers
Eau De Toilette for women 100ml This product is not available for international delivery. Find out more

Autograph Pure Cotton Floral Dress & Cardigan Set, at Mark's & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look.

Classic Collection Floral Print Skirt, at M&S
Elegant and feminine, this floral print skirt is designed for a shapely silhouette. A smart modern look

Simi the Kitten & Butterflies Birthday Card, at Marks and Spencer
Cover text: Special Birthday Wishes! Inside message: Have a wonderful day! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 215 x 150mm

Underwired High Impact Sports Bra, at Marks and Spencers
Offering the superior support and control you need for those high energy workouts. This high impact sports bra sets the pace for essential comfort thanks to an easycare fabric and the shape retaining qualities of added stretch

Cotton Rich Velour Hello Kitty Hooded Top, at Marks & Spencer
Fashionable and pretty, this cotton rich velour hooded top features a studded Hello Kitty motif

Blue Harbour Pure Cotton Yacht Print T-Shirt, at Marks and Spencer
Fashionable and relaxed, this yacht print t-shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Duo Twist Platinum-Plated Rings, at Marks & Spencer
An elegant display of understated glamour puts this gorgeous platinum plated ring in a class of its own

2 Younger Girls' Pure Cotton Heart & Star Print Pyjamas, at Marks and Spencers
Fun and fashionable, this pack of 2 pyjamas is made from soft breathable cotton

Petite Pure Cotton Ruffle Front Stripe Shirt, at Marks n Spencer
Chic and modern, this stripe shirt is made from cool comfortable cotton and features a ruffle front. Specially designed and perfectly proportioned for the petite frame.

Small Gardens Book, at Mark's & Spencer
From initial inspiration to final layout create your own small garden with the help of a gardening design expert. Whether you want a 'room outside' for leisure and entertainment or simply a space to call your own, inspiring photographs and detailed diagrams show what you can achieve whatever space you have, from grassy lawn to balcony, roof terrace, window or passageway

Gathered Front Santoni Body, at Marks & Spensers
Look slimmer in seconds! This control body gently shapes your figure all over for a smoother, sleeker silhouette

Autograph Pure Silk Stripe Tie, at Marks & Spencer
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Funny Faces Monster Sticker Book, at Marks & Spenser
Make up your own crazy faces in this gruesome monster sticker book. Read the rhymes, choose your stickers, then use your pen to add your own wacky details. With wipe-clean pages and reusable stickers, you can let your imagination go wild again and again!

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks and Spencer Standard Car Insurance. With Marks & Spencers Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M+S Money, you get more, and you pay less.