When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spenser online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spenser are so useful. Marks & Spencers Money financial products are, of course, designed to make M+S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

Long Sleeve 'Cymru' Zip Fastening Jacket, at Mark & Spencers
Sports fans will love this Wales jacket featuring the team motif. A practical, easycare style

Pure Cotton Bird All-In-One with Pram Shoes Gift Set, at Marks and Spencer
2 piece set Long sleeve popper fastening all-in-one with bird motif and spot print Round toe slip on bird motif pram shoes

Graphic Floral Thank You Card, at Marks and Spencer
Cover text: Thank you Inside message: Blank for your own message Approx size: 150 x 150mm

Harmony Shoulder Bag, at Mark & Spensers
Fashionable and fabulous, this scoop handbag is designed in one of this season's key shapes. It's strong and practical as well as a trend-conscious accessory. Get the latest look!

Luxury Pure Wool Trousers, at M+S
Hours of handcrafting have gone into this superior quality suit for authentic tailored style. Every detail has been carefully considered to give a luxurious look and feel

Autograph Textured Bootleg Trousers, at Marks & Spencers
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Per Una Pure Cotton Bold Floral Skirt, at Marks & Spenser
A pretty knee length skirt in pure cotton featuring a bold floral print and tie waist feature

3 Pairs of Cotton Rich Contrast Heel & Toe Socks, at MarksandSpencer
These classic cotton rich socks are soft, breathable and comfortable. Added stretch gives a great fit

String Shade with Diffuser, at Marks and Spencers
String shade Large: H22 x Diam 45cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

3 Art Deco Photo Frames 5 x 7.5cm (2 x 3''), at M & S
Set of 3 Glass frame Art deco design Aperture: 5 x 7.5cm (2 x 3''), Manufacturer: Marks & Spencer

Per Una Stripe Print Chiffon Dress, at Marks and Spencers
An elegant sleeveless chiffon dress, featuring empire line and stripe design

3/4 Sleeve Front Frill Geo Print Blouse, at Marks n Spencer
Smart and stylish, this 3/4 sleeve blouse features a stunning geometric print. A sophisticated new look, perfect for this season.

Portfolio Drawstring Wide Leg Joggers, at MarksandSpencer
With added stretch for essential ease of movement, these comfy and practical drawstring joggers are great for active workouts or relaxing in style

Wave Shade, at Marks and Spencer
Cylinder shade Wave design Contrast trim H 35.5 x Diam 30cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Footglove™ Leather Knee High Slouch Boots, at Marks & Spencers
Round toe Stitch detail Slouch style Pull on Flat sole Comes in sizes 3-8, including half size

Granite Chopping Board, at Mark's & Spencer
Rectangular design Smooth surface, Manufacturer: Marks & Spencer

Cashmilon™ Variegated Stripe Scarf, at Marks & Spencer
Keep warm, cosy and stylish in this fashionable variegated stripe scarf made from supersoft cashmilon™

Floral Print Shorts, at Marks and Spencer
These pretty floral shorts are shapely and modern. Added stretch gives a comfortable, figure-flattering fit

Leather Formal Square Buckle Belt, at Mark & Spensers
Add a smart finishing touch with this leather square buckle belt

Gold Celebration Cake, at Mark's & Spencer
36 portions Sponge cake: all-butter sponge filled with buttercream and raspberry jam. Cake weight 1.7Kg. Sponge cakes can be eaten up to 5 days after collection Fruit cake: Vine fruits, nuts and cherries laced with brandy. Cake weight 2.7Kg. Fruitcakes can be eaten up to 14 days after collection Cake size: 20.5cm square Not suitable for nut allergy sufferers Suitable for vegetarians Comes in a box suitable for storing the cake before serving As featured on page 68 in the food to order brochure Order by 5pm for delivery in 7 days Available for collection in the majority of our UK mainland stores

Autograph Stud Gladiator Sandals, at Marks&Spencer
Open toe Stud strap detail Buckle fastening Mid heel Heel height: 8cm Comes in sizes 3-8, including half sizes Made with Insolia technology, an exclusive innovation that makes high heels more comfortable to wear and better for your body's alignment and balance. They work by taking the weight off your toes, so there's less pressure and more stability. Your legs, back and feet stay more comfy all day

Meccano Road Monsters Mini Buggy, at MarksandSpencer
Suitable for ages 3+ Imaginative play 2 fun models to build and play with Over 50 parts Tools included This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Heritage Collection - Chandelier, at Marks and Spencers
Candle effect shades 5 arms Interlinked ball design M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Earth Sign Bracelet, at Marks and Spencer
Stretch style Beaded design Earth charms Diamant detail

Chrome Collection Tumbler, at Marks and Spenser
Chrome effect Cylinder design 10 x 6.5cm, Manufacturer: Marks & Spencer

3 Newborn Pure Cotton Assorted Sleepsuits, at Marks&Spencer
Soft and snuggly, this practical pack of sleepsuits is great value! The cotton fabric is comfy to sleep in and popper fastenings make quick changes easy

Girls' Limited Diamanté Button Cropped Cargo Trousers, at Marks and Spencer
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Ashton Double Wardrobe, at Marks & Spensers
H194 x W105 x D61cm 1 hanging rail 1 shelf Made from solid poplar and rubberwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Satin Stripe Evening Shirt, at Marks & Spensers
This luxury shirt is made from superior satin and cotton mix and is expertly designed for a stylish look and great fit. Its fine quality and careful attention to detail make it stand out as a modern classic. This exclusive product is only available in 10 stores and some colours are exclusively online

4 Leather Placemat, at Marks and Spencer
Pack of 4 Ridge detail, Manufacturer: Marks & Spencer

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark's & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spenser, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.