Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

There are lots of ways to save money using M&S Finance. Not least of these is Marks and Spencer Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

New Home Charm Card, at Marks and Spencer
Cover text: New home Inside message: Blank for your own message Approx size: 174 x 126mm

Autograph Siberian Goose Down Pillow, at Marks & Spencer
W48cm x L76cm Soft to medium support Silk and cotton blend cover 450 thread count 50% silk / 50% cotton boxed wall outer edge cover Siberian new white goose feather and down filling Highest quality class 1 Siberian goose down Machine washable at 40C, Manufacturer: Marks & Spencer

Florentyna Eau De Toilette 30ml, at MarksandSpencer
Eau de toilette perfume 30ml This product is not available for international delivery. Find out more

Collezione Oxford Dress Shoe, at M&S
Round toe Lace up Stitch detail Block heel

Sleeveless Chambray Shirt Dress, at Marks & Spencer
Fashionable and modern, this chambray dress features button fastening and a tie waist detail. A flattering, stylish look

Per Una Short Sleeve Ditsy Lace Top with Camisole, at Marks and Spencer
A fashionable floral print top featuring a plain camisole, the crinkle design makes it extra stylish

Norton Internet Security™ 2009 1 Year Protection for 1 PC, at Marks & Spencers
Core Security: Protects against viruses, spyware, Trojan horses, worms, bots, and rootkits. Reduces scan time with smart scanning, so you can work and play uninterrupted Advanced Security: Protects against the latest threats with a proactive, multilayered protection system, prevents others from taking control of your PC and using it to attack other PCs Identity Protection: Inspects websites to make sure they're not fakes, guards against online identity theft Networking: Helps secure and monitor your home network. Automatically secures your PC when connecting to public wireless hotspots Support: AutoFix technology will diagnose and fix common problems for you Suitable for 1 user for 1 year M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Tulsa 2-Seater Sofa, at Marks n Spencer
H96 x W203 x D98cm Seat H50cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that maintains the cushions' look and shape. Click here to Find out more Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushionns made from polyester fibre Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Includes 2 free matching scatter cushions All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Single Breasted Suit Jacket, at Marks and Spencers
Smart and classic, this single breast jacket is outstanding value. A practical, hardwearing and easycare style

Blue Harbour Pure Cotton Cable Knit Jumper, at Marks and Spenser
Relaxed and casual, this cable knit jumper is made from pure cotton. It's designed to keep its shape and feel soft and comfortable to wear

Single Breasted Water Repellent Mac, at Mark's & Spencer
Fashionable and practical, the mid calf length mac is a wardrobe essential this season. This version in a water resistant easycare fabric features a modern buckle belt

Pure Cotton Patchwork Camisole, at Marks & Spenser
Cute and comfy, this fashionable top is made from soft cotton

Triple Bead Drop Earrings, at Marks & Spensers
Hook fastening Drop style Triple bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

3 Pairs of Easy Grip Socks, at Marks & Spenser
Soft and comfortable, these cotton blend socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Road Monsters Police Vehicle Set, at Marks & Spencer
Suitable for ages 3+ 5 police vehicles Die cast police car, van, 4x4 vehicles and a helicopter Imaginative play This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Zip fastening Washbag, at Marks and Spenser
Stylish and practical, this washbag is a well designed travel essential

Contrast Brim Straw Trilby, at Marks and Spencers
Keep your cool in this straw sun hat, a summer and holiday essential

Knee Length Crepe Skater Skirt, at Marks and Spencer
Fashionable and contemporary, this panelled skater skirt is a stylish, versatile choice. A great work-to-evening style

Autograph Saddle Stitch Bootleg Trousers, at Marks & Spensers
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Maternity Spot Print Tankini Top, at Marks & Spensers
Fashionable and modern, this spot print tankini top is designed to flatter you and your bump. Added stretch and a clever cut give a neat, comfortable fit with room for growth. A practical, versatile choice

Autograph Siberian Goose Down Pillow, at Marks and Spenser
W48cm x L76cm Soft to medium support Silk and cotton blend cover 450 thread count 50% silk / 50% cotton boxed wall outer edge cover Siberian new white goose feather and down filling Highest quality class 1 Siberian goose down Machine washable at 40C, Manufacturer: Marks & Spencer

'Happy Birthday!' Gift Bag with Balloon, at Marks and Spencers
Send birthday wishes with lovely pink, yellow and blue blooms in an elegant cream gift bag. The mini 'Happy Birthday' balloon makes it that bit extra special Available for delivery from 1st April to 30th September 2009

Divan On Legs & Autograph M500 Mattress - Medium, at Marks and Spencer
No turn mattress Mattress and divan are anti-allergy Mattress: spring count 1225, depth 27.5cm Divan height: 31cm Single 3ft: W90 x L190cm Double 4ft6: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

5 Cotton Rich Animal Print Bikini Knickers, at Marks and Spencers
These animal print cotton rich knickers are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Collezione Silk Blend Single Breasted Jacket, at M&S
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Silver Plated Scatter Pear Pendant Necklace, at Marks and Spencer
Clasp fastening Fine chain Scatter pear pendant Length: 41cm Extender: 8cm

Molokai Stretch Bracelet, at Marks & Spencer
Assorted bead Stretch style

Plain Summer Joggers, at Marks & Spenser
Relaxed and comfy, these casual joggers are made from soft cotton rich fabric. A practical easycare choice

Adored Lily Embroidered Non Padded Bra, at Marks & Spencers
Pretty and elegant, this non-padded bra is made from the softest fabric, embroidery and lace, so it's blissfully comfortable to wear

Long Sleeve Padded Stormwear™ Jacket, at Marks and Spencer
Fashionable and practical, this cosy jacket is warmly padded and lined with fleece. It's treated with our unique Stormwear™ technology which repels water and stains. Storm cuffs help keep arms warm and hold on gloves

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks and Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."