When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Financial Services financial products are, of course, designed to make M+S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

3/4 Sleeve Mono Mosaic Print Tunic, at Marks and Spencer
This fashionable longer length top features a mono mosaic print design. A great way to get a fab modern look

Pure Wool Flat Front Twill Stripe Trousers, at Marks and Spencer
Smart and stylish, these flat front twill stripe trousers are made from fine quality pure wool. A practical, hardwearing and fashionable choice

Wool Blend Flat Front Straight Leg Trousers, at Mark's & Spencer
Smart and stylish, these trousers are made from a hardwearing wool blend with added stretch. An ideal choice for work or everyday wear

Autograph Flat Front Navy Stripe Trousers, at Marks and Spencer
Our Autograph suits are made from finer fabrics with superior attention to detail, giving you the ultimate in sharp, sophisticated style

1 Pair of Cotton Rich Footsies, at Marks & Spencer
These soft cotton rich footsies are designed to hide inside your shoes for extra comfort

Pure Cotton Stripe Polo Shirt, at Mark's & Spencer
A stylish smart-casual look, this short sleeve polo shirt in soft cotton features an embroidered 24 motif. Practical, comfortable and easycare

Vantage Point Blu-ray DVD, at Marks and Spencers
Rating Suitable for 12 years and over,

Quacking Birthday Niece Birthday Card, at Mark's & Spencer
Cover text: To a special Niece... Inside message: Have a quacking birthday! Approx size: 150 x 150 mm

New Autograph Dogtooth Design Cardigan, at Marks & Spenser
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Boneless Leg of Lamb with Rosemary & Garlic Butter, at Marks & Spensers
Serves 6-8 Ready to cook Suitable for freezing 1.6kg As featured on page 36 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Blue Harbour Real Cool & Fresh Pure Cotton Short Sleeve T-Shirt, at Mark & Spensers
Stay cool this summer with this innovative t-shirt. It's made from natural cotton with moisture absorbing technology. The fabric draws moisture away from your skin for rapid evaporation, leaving you fresh and dry

Flowers Birthday Cake, at Marks and Spenser
25 portions Sponge cake: all-butter sponge filled with buttercream and raspberry jam. Sponge cakes can be eaten up to 5 days after collection Cake Diam: 22.5cm 1.8kg total weight Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 67 of the Food to Order brochure Order by 5pm to collect in 7 days Available for collection in the majority of our UK mainland stores

Autograph Leaf Jacquard Runner, at Marks & Spencers
Textured stripe design Embroidered leaf detail Straight edges, Manufacturer: Marks & Spencer

Black & Cream Floral Large Gift Bag, at Mark & Spensers
1 gift bag Approx size: H350 x W350 x D100mm

2 Piece Cotton Rich Deer Print Dungaree Outfit, at Marks and Spencer
Practical and pretty, this cute 2 piece outfit is made from soft velour and cotton to keep her feeling comfy and happy

Multi Bead Necklace & Earring Set, at Marks and Spencer
2 part set Hook fastening drop earrings Clasp fastening multi strand necklace Assorted beads design For hygiene reasons, refunds will only be given in accordance with your legal rights

Secret Support™ Check Print Moccasin Slippers, at M+S
Fashioned on a traditional moccasin design, these fully lined slippers are just the thing for those chilly mornings and nights

Non Iron Long Sleeve Bold Bengal Stripe Shirt, at Marks & Spencer
Smart and innovative, this easycare shirt has a special finish on the fabric and is cleverly constructed to make it non-iron. A great time saver, ideal for work wear

Maxim Butter Dish, at Marks and Spencer
Suitable for everyday use Pure white porcelain Versatile fine dining range L18 x W14.5cm, Manufacturer: Marks & Spencer

Weekend Leather Curvy Overnight Bag, at Mark's & Spencer
Recommended in Guardian Weekend Curvy and colourful, this weekend bag is a must-have for stylish overnight stays and mini breaks. Real leather gives an irresistibly luxe look and feel

Autograph Weekend 3/4 Sleeve Pintuck Bib Top, at Marks and Spenser
Stylish and sophisticated, this 3/4 sleeve top is cut to flatter and features pintuck bib design for a modern look

Aluminium Griddle Pan, at Marks & Spenser
Grey aluminium design Non-stick Diam: 24cm, Manufacturer: Marks & Spencer

Collezione Pure Cotton Stripe Shirt, at Marks & Spencers
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Blue Harbour Ultimate Linen Roll Up Sleeve Chambray Shirt, at MarksandSpencer
This Ultimate Linen shirt has a unique added performance that helps keep you cool, dry and fresh by drawing moisture away from the skin and reducing odour, while also helping your linen to stay smart throughout the day. It's also easy to iron, so looking your best is now easier than ever

44-Piece Autograph Chartwell Cutlery Canteen, at Marks and Spencer
Set of 44 - 6 cutlery place settings and 2 serving spoons In a presentation box 6 knives 6 forks 6 teaspoons 6 dessert knives 6 dessert forks 6 dessert spoons 6 soup spoons 2 serving spoons 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

M&S Blender, at Marks & Spencers
350 watt 4 speed Pulse action 1.5 litre capacity Stainless steel blades Safety lock mechanism Dimensions: H44cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Assorted Hair Bands, at Marks & Spensers
Tie back those tresses in style with these fabulous hair bands

Limited Collection Slouch Shoreditch Satchell Bag, at M+S
Fashionable and fabulous, this slouch style satchell is designed in one of this season's key shapes. It's strong and practical as well as a trend-conscious accessory. Get the latest look!

Linen Blend Circle Embroidered Skirt, at Marks and Spenser
Fashionable and contemporary, this linen blend skirt is designed to fit and flatter. A contemporary look that will take you through the season in style

Long Sleeve Polo Neck Jersey Top, at Marks & Spencer
Smart and stylish, this polo neck jersey top is made from softly draping stretch viscose for a fluid look.

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M+S insurance products in document format too.