When you're shopping at MarksandSpencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Autograph Wool Blend Multi Pocket Hooded Jacket, at M&S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Shoe Collection Birthday Card, at Marks and Spencer
Cover text: Party shoes, favourite shoes, flip flops, sparkly shoes, dancing shoes, holiday shoes, Put on your party shoes... Inside message: ...and have a fabulous birthday! Approx size: 215 x 150mm

Autograph Pure Cotton Shirt & Skinny Tie, at Marks & Spencer
Modern and fashionable, this pure cotton check shirt comes with a skinny tie. Ideal for sixth form wear

Cotton Rich Chunky Zip Fastening Cardigan, at M & S
Contemporary and casual, this long sleeve cardigan is made with cool comfortable cotton and features a zip fastening for a fashionable look

Autograph Bronzer Brush, at Marks & Spencer
Handmade Enables you to achieve a controlled light and even coverage

Pure Cotton Long Sleeve Wales Hooded Top, at Marks and Spenser
Sports fans will love this cosy pure cotton hooded top featuring the cymru motif. A practical, easycare style

Sweetheart Drop Earrings, at Marks & Spensers
Hook fastening Drop style Heart design For hygiene reasons, refunds will only be given in accordance with your legal rights

Autograph Older Girls' Wool Blend Coat, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Limited Collection Cotton Rich Short Sleeve T-Shirt, at Marks & Spenser
For casual elegance, you can't beat this round neck top. A great value cotton rich essential

Watermelon Pot Pourri Bag, at Marks and Spencer
Watermelon scented assortment, Manufacturer: Marks & Spencer

Pure Silk Triple Check Handkerchief, at Marks n Spencer
A luxuriously soft handkerchief in pure cotton

Samsung 40'' LE40A558 HD Ready LCD TV, at Marks and Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 40 inch Widescreen LCD TV with a 1920 x 1080 resolution Contrast Ratios: Dynamic Contrast 30000:1 Integrated Digital and Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dimensions: W997 x D300 x H686mm (with stand) W99.7 x D92.1 x H641.5mm (without stand) Weight: 19.3kg (with stand) 16.4kg (without) SRS TruSurround XT: For enhanced surround sound effect Connectors: 1 x Headphone, 1 x S-Video, 1 x Composite(AV), 3 x HDMI, 1 x RF Input, 1 x Component(Y/Pb/Pr), 2 x Scart, 1 x PC Input (D-Sub), 1 x Optical sound out, 1 x RS232C (for Service only) DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Clear Panel: Prevents glare to keep images clean and clear Anynet+: The Anynet+ system allows control of a SAMSUNG Anynet+ TV via one single remote control M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Use wall mountT042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Wool Blend Pinstripe Suit Trousers, at Mark & Spensers
Perfect for smart occasions, these classic pinstripe suit trousers make a fashionable and practical choice

Silver Plated Cat's Eye Barrel Necklace & Bracelet Set, at MarksandSpencer
2 part set Cat's eye barrel stretch bracelet Clasp fastening cat's eye barrel necklace Necklace length 40cm, extendable by 8cm

Multi-Storage Bag Set, at Marks&Spencer
Clear plastic Pack of 3 Double handle Zip fastening

Long Length Cross Panel Skirt, at Marks & Spenser
Fashionable and contemporary, this panelled skirt is designed to fit and flatter. A modern style essential

2 Assorted Underwired T-Shirt Bras, at M+S
Smooth and versatile, this pack of 2 t-shirt bras is great value. They're designed to give gentle support and a flattering fit

Frill Front Sleeveless Blouse, at Marks n Spencer
This fab sleeveless blouse features a stunning frill front design. A vibrant new look, perfect for this season

North Coast Pure Cotton Zip Funnel Neck Jumper, at Marks & Spencers
Relaxed and casual, this knitted zip funnel neck jumper is made from pure cotton. It's designed to keep its shape and feel soft and comfortable to wear

Pure Cotton Embroidered Owl Booties, at Marks and Spencers
Cute and comfy, these practical booties feature an embroidered owl design. A soft stretchy cuff keeps them on securely

Flitter Text Wedding Card, at Marks and Spencer
Cover text: Wedding Inside message: Blank for your own message Approx size: 178 x 126mm

Secret Support™ Cotton Rich Lace Trim Vest, at Marks and Spencers
Flattering and feminine, this vest is made with Secret Support™ which gives gentle support and a flattering, defined shape. A soft, comfortable style

Royal Jelly & Pure Honey Hand and Nail Cream, at Marks and Spencers
Moisturising 100ml

Limited Collection Pure Silk Stud Tunic, at Marks and Spencers
Fashionably detailed with studs, this luxurious and up-to-the-minute silk tunic will see you through the season in style. Get the latest look!

Blue Harbour Pure Cotton Corduroy Trousers, at Marks & Spencer
Relaxed and comfortable, these smart casual cords are made from pure cotton and feature front and rear pockets

PlayStation®2 The Sims™ 2 Castaway Game, at Marks & Spencer
Explore caves, beaches, jungles and even a volcano Design and create items from the island's natural materials Discover the island's many secrets You must be 12 years of age or over to purchase this product 2007 Sony Computer Entertainment Europe. M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, ESRB Rating: Kids to Adults

Autograph Pure Silk Stripe Tie, at Marks&Spencer
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Classic Collection Cotton Rich Centre Crease Jeans, at Marks & Spencers
Fashionable and flattering, these straight leg cotton rich jeans are made with added stretch for improved comfort, fit and shape retention.

Bianca Sunglasses, at Marks&Spencer
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Baglio Nero D'Avola 2007 - Case of 12, at Marks and Spencer
Style: Full bodied Grape variety: Nero d'Avola Country of origin: Italy Closure: Synthetic closure Suitable for vegans Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

There are lots of ways to save money using M&S Finance. Not least of these is Marks and Spencer Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.