Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks n Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Besides Marks and Spencer Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M+S Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Metal Mix Sunglasses, at Marks & Spencer
Providing essential protection for the eyes, these stylish and wearable shades will flatter most face shapes

Samsung 26'' LE26A457 HD Ready LCD TV, at Mark & Spensers
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: 26 inch Widescreen LCD TV, 1366 x 768 resolution Contrast Ratios: 5000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W669.7 x D90 x D450.7mm (without stand) W669.7 x D216 x H500.4mm (with stand) Weight: 9.7kg (with stand), 8.3kg (without stand) SRS TruSurround XT: For enhanced surround sound effect Connectors: 2 x Scart, 3 x HDMI, Headphone socket, RF input, S-Video connection, Composite(AV), PCMCIA Card Slot, PC input (D-sub) DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band Aerial. Suitable portable TV Aerials can be used to receive freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Use wall mount

Utensils & Gadgets - AUTOGRAPH MASHER, at Marks & Spencers
Manufacturer: Marks & Spencer

Maxim Rice Bowl, at Mark & Spencers
Rice bowl Versatile fine dining range Pure white porcelain Diam 15cm, Manufacturer: Marks & Spencer

JBL Creature II 3-Piece Desktop Speaker System, at Marks & Spencers
Input Impedance: >5K Signal-to-Noise Ratio: >80dB Frequency Response: 50 - 20kHz Input Sensitivity: 400 mv rms for rated power output Voltage Input: 120 VAC Satellite Drivers: One Odyssey Plus transducer Satellite Power Rating: 8 watts per satellite at 10% (THD+N) Satellite Dimensions: 7.5 x 7.5 x 7.5cm Subwoofer Drivers: One 4.00 inch Magnum transducer Subwoofer Power Rating: 24 watts at 10% (THD+N) Subwoofer Crossover Frequency: 180Hz Subwoofer Dimensions: 22.5 x 22.5 x 22.5cm The JBL CREATURE speaker system includes a touch volume control The CREATURE II audio system utilizes a straight forward interconnect technology The powerful subwoofer provides clean low bass The mini-stereo jack connection allows enjoyment of high quality audio from a variety of devices Ideal for connecting to computers, boomboxes, digital music players, and portable audio devices M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

The Floral Collection Magnolia Moisture Rich Foaming Bath Essence, at M&S
Magnolia fragrance Foaming bath essence Moisture rich 500ml Ingredients: Aqua, Sodium Laureth Sulfate, PEG-6 Caprylic/Capric Glycerides, Cocamidopropyl Betaine, Lauryl Betaine, Parfum, Sodium Chloride, Magnolia Liliflora (Magnolia), Glycerin, Cocamide DEA, Disodium EDTA, Citric Acid, Benzophenone-2, Magnesium Nitrate, Propylene Glycol, Methylchloro-isothiazolinone, Magnesium Chloride, Sorbitol, Amyl Cinnamal, Benzyl Salicylate, Butylphenyl Methylpropional, Citronellol, Geraniol, Isoeugenol, Linalool, Methylisothiazolinone, Phenoxyethanol, Methylparaben, Butylparaben, Ethylparaben, Propylparaben, Isobutylparaben, CI 15985, CI14700

Lobster Thermidor, at Marks & Spencers
Serves 2 Ready to cook Suitable for freezing 280g As featured on page 38 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Dyson DC22 Allergy Vacuum Cleaner, at Marks and Spenser
Suction power: 200 airwatts (constant) Bin capacity: 1.2 litres Root Cyclone™ technology: Dyson vacuum cleaners separate dirt from the air by centrifugal force. It spins the air incredibly fast and the dust and dirt is flung out into the clear bin™. Suction is maintained as there is no bag to become clogged No bags or filters: No extra costs and your vacuum doesn't lose power as you clean Hygienic and quick to empty: Dyson design minimises risk of contact with dirt Included in the box: Mini Flat Out™ tool, combination tool, stair tool, operations manual, quick start guide Dimensions: H291 x W402 x D263mm Weight: 7.1 kg Cord length: 5 metres Max reach: 8.6 metres M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Weekend Pure Cotton Self Stripe Shirt, at Marks and Spenser
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Per Una 3/4 Sleeve Waterfall Stripe Top, at Marks & Spensers
A feminine 3/4 sleeve top featuring a gorgeous stripe print, the waterfall design makes it extra stylish

Bluff Hill Sparkling Rosé - Case of 6, at Marks n Spencer
Style: Dry Grape variety: Chardonnay & Pinot Noir Country of origin: New Zealand Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Cross Dye Quilted Bedcover, at Marks and Spencers
Stitch detail Padded Medium: 150x200cm Large: 260x265cm, Manufacturer: Marks & Spencer

Autograph Gift Set, at Marks and Spencers
Contains: Autograph eau de toilette 30ml Autograph hair and body wash 30ml Autograph Sports eau de toilette 30ml Autograph Sports hair and body wash 30ml

North Coast Fairtrade Cotton Textured Shirt, at Marks & Spencers
Look below to see a video clip about Fairtrade Fairtrade certification shows that suppliers have been paid a fair price for their products and their work. Buying Fairtrade helps support farmers in developing countries and their communities

Per Una Spot Print Burnout Jersey Top with Necklace, at Marks & Spencer
A gorgeous spot print top in soft fabric featuring a sparkling necklace

Blue Harbour Pure Cotton Long Sleeve Stripe Top, at Marks & Spencer
Casual and relaxed, this stripe rugby top is made from pure cotton so it's soft, breathable and comfortable to wear

Contemporary Text 60th Birthday Card, at Marks and Spencers
Approx. size: 215 x 150mm Cover text: 60 years young! Inside message: Happy birthday

Pure Cotton Whiskered Jeans, at Marks and Spenser
Comes with belt shown in image Vintage styling gives these straight leg jeans a stylish twist. A practical and fashionable style

2 Pairs of Younger Boys' Disney Cars Socks, at Marks and Spenser
A must for fans of Disneys Cars these cotton blend socks feature the popular character

XBOX 360® Transformers: The Game™, at Marks & Spenser
For head-to-head battles, fans engage in melee combat that reflects each Transformer robot's character, scale, weight and power Not available for online play Parental guidance rating 2007 Hasbro M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Kids to Adults

Autograph Flat Front Navy Stripe Trousers, at M & S
Our Autograph suits are made from finer fabrics with superior attention to detail, giving you the ultimate in sharp, sophisticated style

Blue Harbour Cargo Board Shorts, at Marks & Spencers
Practical and fashionable, these board shorts give a comfortable, flattering and secure fit

Per Una 3/4 Sleeve Tile Print Dress with Wool, at Mark's & Spencer
A pretty 3/4 sleeve dress featuring a tile print and back tie feature

Pure Cotton Long Sleeve Check Shirt, at Marks and Spenser
Smart, contemporary and comfortable, this pure cotton shirt can be worn long sleeved, or with the sleeves rolled up and fastened in place. A practical easycare style

Travel Hair Straightener, at Marks & Spencers
Ceramic coated plate Short handle Variable heat settings M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

50% Extra Stems on Summer Dawn Bouquet, at Marks & Spencers
This item can only be ordered with the purchase of the Summer Dawn Bouquet (00669221)

Cotton Rich Long Sleeve Hooded Top, at Marks and Spenser
Soft and comfy, this fashionable hooded top is outstanding value. A practical easycare style

Small Taper Dinner Candle Holder, at Marks and Spencers
Tapered design Cut glass design Dimensions: H32cm, Manufacturer: Marks & Spencer

5 Cotton Rich Full Briefs, at Marks & Spenser
This pack of 5 full briefs contains the following colours: black, white and cream. To see all 5 pairs go to "click for zoom and other views" under the photo

Pure Silk Applique Cushion, at Marks & Spenser
Square shape Applique design L50 x W50cm, Manufacturer: Marks & Spencer

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. M+S Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.