Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but Marks & Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M+S insurance products in document format too.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark & Spencers are so useful. M+S Money financial products are, of course, designed to make MarksandSpencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

Light Up Mirror Compartment, at Marks & Spencers
Prop up compartment Internal double mirror Square shape

Per Una 3/4 Sleeve Ditsy Floral Blouse, at Mark & Spencers
A feminine 3/4 sleeve blouse featuring a ditsy floral print, finished with front frill detail

Classic Ceramic Circle Mirror, at M&S
Circular shape H68 x W50cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pacific Coffee Table, at Marks and Spencer
H42 x W76 x D76cm Handwoven in natural pandan leaves around a solid wooden frame Solid wood feet with glides With toughened glass top This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Gardening Kit, at Marks and Spencer
Handy wipe clean carry bag for all garden essentials Painted metal watering can with rose Wood handled metal gardening fork, trowel, rake with hanging loops This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Velour Drawstring Plain Bootleg Joggers, at Marks & Spenser
Flattering and functional, these soft comfy joggers are made from lush velour, giving a stylish look to this easycare essential

Limited Collection Dogtooth Jacket, at Marks & Spenser
Inspired by classic French couture, this chic piece is one you'll love season after season. For a contemporary update, wear juxtaposed with denim to keep the look fresh and youthful

Blue Harbour Linen Blend Trousers, at Marks & Spencer
Made from a fine linen and cotton blend, these trousers look smart and feel comfortable. Pre-washed for extra comfort

5 Pairs of Everyday Essential Plain Socks, at Marks&Spencer
Comfortable and durable, these cotton rich socks are outstanding value. They feature a reinforced toe and stretch fabric for an improved fit

Portfolio Sleeveless Stripe Jersey Dress, at Marks & Spencer
Part of Portfolio's Set Sail trend. Fresh and breezy, this sophisticated look features classic styling with vibrant accents of summertime pinks and blues. Feminine and coordinated designs for the new season

Body Puff, at Mark & Spencers
Loop handle Suction cup

Per Una Leather T-Bar Gladiator Sandals, at Mark's & Spencer
Open toe Ring and bead detail T-bar style Buckle fastening Flat sole Comes in sizes 3-8, including half sizes

Autograph Copper Base 16cm Saucepan, at Mark's & Spencer
Stainless steel for maximum durability and shine Glass straining lid Riveted handles with silicone inserts for comfort and safety Twin pouring lips for left and right-handed cooks High performance copper base for even heat distribution Diam 16cm Capacity: 1.4 litre Suitable for all cooker types except induction, Manufacturer: Marks & Spencer

Everyday Wear False Nail Set, at Marks & Spencers
24 nails Adhesive Cuticle Stick Natural everyday length Comfortable fit Long lasting wear

Detroit Extending Dining Table & 6 Alton Plain Leather Chairs Set, at Marks and Spencer
7 piece set Table: H75 x W90 x L160cm (extends to L205cm) Chair: H99 x W46 x D56cm Table seats 6-8 Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Table top panel made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

The Kingdom Blu-ray DVD, at Mark's & Spencer
Rating Suitable for 15 years and over,

Baby Brother Duo 1 - Case of 6, at Marks and Spencer
3 Bordeaux 2006: Its subtle aromas evolve over time, while its fresh acidity, firm tannins and bittersweet fruit profile make an ideal foil for all kinds of food... 3 Sauvignon Blanc VdP Val de Loire 2008: Flavours of ripe apricot and dried herbs are matched by juicy acidity and a classic note of wet stone in this expressive and engaging unoaked dry white... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Footglove™ Suede Leather Water Repellent Ankle Boots, at Marks & Spencers
Square toe Stitch detail Side zip fastening Ankle high Block mid heel Heel height: 46mm Water repellent Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Blue Harbour Cotton Rich Stripe Rugby Top, at Marks and Spencer
Relaxed and casual, this stripe rugby top is made from a cotton rich fabric. It's designed to keep its shape and feel soft and comfortable to wear

Layered Glass Mantle Clock, at Marks and Spencer
Roman numeral designed clock face Tiered glass frame 600 grams 15 x 12 x 3cm, Manufacturer: Marks & Spencer

5 Pairs of Younger Boys' Monkey Socks, at Marks & Spencer
Brighten up his underwear drawer with these fashionable assorted socks

Traditional British Breaded Wiltshire Gammon, at Marks & Spensers
Contains approximately 30 slices Serves 10 Ready to eat 1.2kg As featured on page 19 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Blue Harbour Heritage Pure Cotton Corduroy Jacket, at Marks & Spencers
A smartly tailored single breasted corduroy jacket in pure cotton

Big And Tall Flat Front Linen Trousers, at M&S
Fashionable and smart, these lightweight flat front trousers are the perfect choice for warmer weather

Autograph Zig Zag Tile Bedcover, at Marks & Spenser
Zig Zag design, Manufacturer: Marks & Spencer

Elton Sunglasses, at Marks & Spensers
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Baroc Waistcoat, at Mark & Spencers
For a thoroughly smart appearance, the traditional lines of this waistcoat are handsomely complemented when paired with a silk cravat and formal shirt

Pear Necklace and Earrings Set, at Marks&Spencer
2 part set Adjustable length pear design necklace with a clasp fastening Hook fastening pear style drop earrings

Faux Silk Ceiling Light Shade, at Marks&Spencer
Faux silk fabric Plain H22 x Diam 30cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

XBOX 360® Lara Croft Tomb Raider Anniversary Game, at Marks & Spencer
Encounter fierce animal and supernatural enemies, wolves, bears, crocodiles, horrific monsters and the T Rex Use all of Lara's guile, athleticism and gadgets in her quest to conquer the unknown and uncover ancient artefacts Single player You must be 16 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Teen

M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.